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	<title>Comments on: Idea for Online Banking</title>
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		<title>By: James</title>
		<link>http://www.gadget17.co.uk/2006/09/general/idea-for-online-banking/comment-page-1/#comment-211</link>
		<dc:creator>James</dc:creator>
		<pubDate>Sun, 24 Sep 2006 14:09:36 +0000</pubDate>
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		<description>Problem is that banks make big bucks from overdraft charges. Nice idea, I tend to keep a running "book" of my balance, I take off all my DD and SO from my salary. This gives me my NET pay which I work from.

I try and get my DD and SOs done at the start of the month.

In fact, add all your outgoings up, then subtract that total, from your pay slip, this gives you your "real" pay.</description>
		<content:encoded><![CDATA[<p>Problem is that banks make big bucks from overdraft charges. Nice idea, I tend to keep a running &#8220;book&#8221; of my balance, I take off all my DD and SO from my salary. This gives me my NET pay which I work from.</p>
<p>I try and get my DD and SOs done at the start of the month.</p>
<p>In fact, add all your outgoings up, then subtract that total, from your pay slip, this gives you your &#8220;real&#8221; pay.</p>
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